A Smarter Way to Deliver Healthcare—Without the Cost
Healthcare that works for your workforce, not against it
Increase Employee Take-Home Pay
Without Increasing Your Costs
Designed for U.S. companies with 25–100,000+ employees
Denise Castillo
Workplace Partnerships
About Denise
Denise helps businesses improve employee retention and increase employee take-home pay through zero net cost, highly effective workplace strategies designed to support both workforce outcomes and business performance.
Workplace Strategy Review
Denise will guide your review, alongside the Workplace Partnerships team ,to evaluate company fit, workforce structure, and implementation opportunities.
denise@onelifeadvisors.co
(817) 480-3947
Built for Your Workforce — and Your Bottom Line
This is a different way to approach employee benefits — one that improves workforce outcomes while supporting business performance, without adding cost or complexity.
Key advantages include:
Zero Net Cost
Improves Staff Retention + Hiring
Increases Company Cash Flow
Increases Employee Take-Home Pay
Works alongside existing benefits
Simple, no-cost implementation
Why Business Leaders Are Paying Attention
Most benefit strategies focus on adding cost.
This approach focuses on improving employee outcomes while strengthening overall business performance — without increasing financial or administrative burden.
Why this is gaining attention:
Supports staff retention
Helps attract employees
Improves workforce-wide engagement
Works across full-time and part-time employees
Enhances existing benefits without replacing them
Employee Benefits That Drive Real Engagement
Once the structure makes sense for the business, the employee value is what drives adoption.
Employees gain access to meaningful support that is easy to understand and easy to use.
Increased take-home pay
$0 copay access
Day one access to care
Coverage for employees and families
Full-time, part-time, seasonal, and temporary eligibility
No change to current coverage
Comprehensive Benefits Included
Virtual Care (urgent + primary)
Primary Care & Preventative Services
Behavioral & Mental Health Services
Prescription Drug Coverage (1,100+)
Lab Work & Diagnostics
Coverage for spouses + up to 8 dependents
Core services designed for everyday use — not just emergencies
ZERO NET COST.
NO DISRUPTION.
Built to improve employee outcomes and business performance — without adding cost or complexity.
How It Works
1. Pre-Tax Payroll Structure
Employees allocate pre-tax dollars through payroll as part of the program structure.
2. Health Participation
Employees engage with healthcare services and program participation in a simple, supported process.
3. Benefits Payment
Employees receive payments designed to improve take-home income without increasing employer costs.
Structured to deliver an increase in take-home pay for enrolled employees.
Simple Implementation. Minimal Disruption.
We handle the heavy lifting — your team stays focused on operations
01 Discovery
We review your current benefits and payroll structure
02 Proposal
You receive a clear savings and impact estimate
03 Setup
We handle payroll integration and admin training
04 Launch
Employees are onboarded and benefits go live
Most implementations are completed within 6–8 weeks.
What’s Included in Every Plan
All Plans Include
Day One Eligibility
Zero Out-of-Pocket Cost
Available 24/7/365
Integrated with Payroll
Employee Benefits
Virtual Urgent Care
Primary Care & Preventative Services
Behavioral Health Services
Prescription Drug Coverage
Lab Work & Diagnostics
Coverage for Spouses + Dependents
Employer Benefits
Increased Profitability & Cash Flow
Simple Payroll Integration
Dedicated Admin & Employee Support
Higher Retention & Job Satisfaction
Built for a Wide Range of Employers
Designed to support companies across nearly all industries — especially those with W-2 employees looking to improve retention, reduce costs, and deliver meaningful value across their workforce.
Staffing & Workforce-Intensive Employers
Strong fit for organizations with large W-2 populations, including part-time, seasonal, and temporary employees.
Healthcare, Senior Care & Support Services
Ideal for teams focused on retention, workforce stability, and meaningful employee support.
Restaurants, Hospitality & Service Businesses
Well suited for high-turnover environments needing simple, accessible benefits employees can actually use.
Manufacturing, Logistics & Operations
Works well for organizations focused on payroll integration, workforce scale, and operational simplicity.
This strategy is not limited to these industries — if your business employs W-2 workers, there is a strong likelihood it can apply to your organization.
Designed for companies with 25–100,000+ employees.
Let Us Show You How This Fits Into Your Benefits Strategy
A simple review can determine whether this approach improves retention, take-home pay, and workforce performance.
No cost to explore. No obligation.
Start Your 15-Minute Review
Tell us a bit about your business and what you’re looking to improve.
Denise and the Workplace Partnerships team will personally review your information and guide you through the next steps.